Terms of use

Last updated: 11 September 2026.

Acceptance

By using this site you accept these terms. If you do not accept them, please do not use the site.

Permitted use

You may use the calculators and read the content for your own personal or internal business purposes, free of charge. You may link to any page here. You may not scrape the site at scale, republish substantial portions of its content as your own, or present the calculators as another party's product.

No advice, no warranty

The site provides general information and calculation tools, not advice. It is provided "as is" and "as available", without warranty of any kind. See our disclaimer, which forms part of these terms.

Availability

We make no guarantee of uninterrupted availability and may change, suspend or withdraw any part of the site at any time.

Intellectual property

The text, design and code of this site are ours, except for third-party data and libraries used under their own licences and credited where used. Public-domain economic data from the Federal Reserve remains public domain.

Liability

To the fullest extent permitted by law we exclude liability for any loss arising from use of this site. Nothing in these terms limits liability that cannot lawfully be limited.

Governing law

These terms are governed by the law of Scotland, and the Scottish courts have jurisdiction, without prejudice to any mandatory consumer protections available to you where you live.

Contact

legal@keenrate.com